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Motor Insurance

Car insurance is mandatory and is enforced by law in the UK. In a lighter vein, car insurance is a must, if not for yourselves, then for the other motorists on the road who risk their lives & property by driving on the same roads as you! Car insurance is a division of the more generic, ‘Motor Insurance’ - the insurance of motor vehicles and liabilities arising out of the use of the vehicle. There are three main types of car insurance in the UK -

Third Party Insurance (the minimum legal cover)
Third Party Fire & Theft Insurance
Fully Comprehensive Insurance

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Van Insurance - Whether you are into big-time transport business or own a small business, van insurance is a must. Van insurance can turn out to be a large expense for small businesses and van owners. A bit of thoughtful planning prior to picking up your van insurance policy can get you a good deal. Most companies offer the following features for van insurance policies -

Free home start and recovery breakdown
Immediate cover
Competitive rates
Courtesy vehicle for non-fault accidents
Legal expenses

Truck /Lorry Insurance - If you own or work in the transport business, you must be well aware of the pitfalls of driving a truck. Truck insurance is a contract between the owner and the insurer, specifying each party's rights and obligations. The insurer promises to provide specific coverage for the owner in return for payment of premium.

A popular type of insurance for trucks is fleet insurance. Fleet insurance is a group of vehicles that can be insured under one policy. Fleet insurance is designed to reduce the cost for companies of insuring each vehicle separately and also provides additional cover and benefits that you would not usually get from a commercial vehicle insurance policy.

Compare breakdown policies and in some cases, apply online.

 
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