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Reasons like illness, an accident, lost luggage or robbery are enough to dampen your holiday mood. This is where travel insurance comes in. In case of unfortunate circumstances, you'll definitely feel blessed with travel insurance in respect to the amount of grief caused.
Who needs Travel Insurance?
Individuals on business trip and holiday makers (family, couples), all need travel insurance. The majority of travel insurance is sold to holidaymakers by their travel agents. There are different types of travel polices tailored to cover specific requirements.
A typical travel insurance policy will or might cover the following –
| Personal accident benefits |
| Medical and associated expenses |
| Loss of deposits, and other charges incurred due to cancellation or curtailment of the holiday. |
| Baggage, personal effects like money and personal liability. |
| Legal expenses |
| Hospital cash benefit |
| Delayed baggage |
| Travel interruption |
| Travel delay |
| Failure of tour organiser |
| Lack of service or amenities |
| Loss of passport |
| Unusual sporting activities like white water rafting or bungee jumping. |
Update your self with details of geographical coverage before taking one. Due to geographical limits, insurance costs vary from policy to policy and insurer to insurer.
Popular types of travel insurance -
| Single trip travel insurance |
| Winter sports (skiing / snowboarding) travel insurance |
| Annual multi trip travel insurance |
| Family or group travel insurance |
| Backpackers travel insurance |
| Senior citizen travel insurance |
| Business travel insurance |
If you undertake an unusual kind of trip, find out whether you are covered for it…
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